PS...

I had called the new insurance, BCBS when I found out about the waiting period. The booklet actually said 2 years, but since we are currently covered under NAMCI, the wait is reduced to 1 year. Our new plan is individual blue, it works out cheaper for Jarom's work to do it that way, so when you pick up an individual plan there is no coverage on preexisting conditions for one year... boo. I thought the same way all of you did (as did the surgeon) but they quickly set me straight... :)